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            return $("<div/>").css("font-family", "arial").css("width", "600px").html("In recent years we have transitioned from a client base mostly comprised of mortgage brokers to one of large institutional lenders. Our clientele shift is a result of these institutions discovering and appreciating our strong principles and conviction to remain independent.");
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            return $("<div/>").css("font-family", "arial").css("width", "600px").html("We assign appraisals based on the experience and knowledge of an appraiser in a particular neighborhood. Our internal reviews are performed by certified appraisers knowledgeable in that given market. Our track record speaks for itself. In over 16 years of business, we have NEVER been told by a lender that any of our appraisals have resulted in a loss.");
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            return $("<div/>").css("font-family", "arial").css("width", "600px").html("Our emphasis is not just on the number of years the appraiser has been licensed, but also their knowledge of certain markets. On average our appraisers have been in the business for 10 years, and are only assigned appraisals they are qualified to complete.");
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            return $("<div/>").css("font-family", "arial").css("width", "600px").html("At BPA, we understand the way an appraiser conducts themselves is a reflection on the client. We recognize these sensitive and important relationships and our appraisers are educated and trained to interact with people in an exceedingly professional manner.");
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